Keep Calm & Mind Your Own Business

Despite the challenging times we as a nation are currently facing, McClarrons continue to invest in their rural team, recruiting a new Head of Farm – Grant Hartley.

The Coronavirus pandemic is causing disruption to many businesses, including to those working in agriculture.

As everyone feels the impact of Coronavirus, we offer some general advice if you have a holiday booked this year and think you may need to make a claim on your travel insurance.

As Coronavirus challenges individuals and businesses, we look at the potential changes you may want to make to your insurance portfolio and the potential pitfalls to avoid when doing so.

With COVID-19 having a huge impact on businesses across the country, we outline some of the main sources of support on offer through this challenging time.

There is one form of crime which is affecting more of us in the UK than ever before: Fraud. And it is scary to think that most small and mid-sized businesses have no insurance protection in place!

Many of us will now be working from home due to the Coronavirus Pandemic. To some, this is the norm, but for many, this is out of the ordinary. Here, we offer some tips to help you work effectively!

Whether a claim is valid and accepted depends on numerous factors, including the period of time your policy covers you for. Insurance policies are generally renewed annually so you might expect the period of time it covers to be 12 months but this is not always the case.

As cases of 2019-nCOV increase in the UK, how will commercial insurance policies respond to those businesses affected?

2017 saw a seismic change in the UK’s artistic tastes, from traditional art towards Urban and Street art, particularly in Banksy’s artwork, which varies in price significantly.

The recent Bushfires in Australia have brought Underinsurance into global news, as homeowners and businesses Down Under are realising the devastating consequences of not adequately insuring their properties.

As McClarrons continues to expand, we welcome a new Farm & Equine Account Executive at our Malton office – Andy Rhodes. Find out more about him in our latest blog post.

On 19th, 20th and 25th February, McClarrons insurance brokers are hosting a series of free farming seminars in the Malton, Patrington and Richmond areas, which aim to provide advice and support to the rural community.

Terrorists are continually developing their tactics, with one goal in mind – causing terror to disrupt and devastate businesses and the economy. You may think terrorism is unlikely to impact your business but according to the Federation of Small Businesses (FSB), “Smaller businesses are most vulnerable as they lack resources of larger organisations to plan for, protect and recover from the consequences of attacks.”*

Find out which Point-to-Points we are supporting this season in our latest blog post.

HMRC are becoming increasingly vigilant about the businesses they are investigating and have intensified their investigations into rural and equestrian businesses in particular. Here, McClarrons insurance brokers look at what you need to consider.

Find our opening hours over the festive period and take a look at what we have been getting up to throughout 2019!

Follow our guide to help ensure your rental property is protected during the winter months. Here, we provide guidance on external and internal checks, which can help protect against claims or even a resulting loss of profit.

To raise awareness of Road Safety Week (18th – 24th November), we have highlighted the dangers of driving on rural roads and how you can look to help prevent accidents.

Some businesses seem to be hooked on the latest gimmicks and trends – how about morning yoga, meditation, mindfulness or ‘gratitude’ sessions? Others are offering free fruit, bean bags in breakout areas, gym memberships and office allotments to improve the office “vibe”. But let’s get real for a minute.

The rise of keyless car systems on new cars is leaving them increasingly at risk of being stolen quickly and easily. Here, we offer some guidance on how you can minimise this risk.