Rural businesses face an ever-increasing risk of civil or criminal legal action being taken against them. There has never been a greater need for insurance cover to protect them against legal fees and costs incurred.
Rural Protect is a management liability policy which responds to an allegation of a wrongful act in the course of running your business.
Find Out MoreKey benefits
Drawing upon over 20 years’ of experience and knowledge in the rural community, Rural Protect was built to support farmers and smallholders, including a wide range of rural businesses from farm shops to livery yards and tree surgeons.
Underwritten by AXA Insurance UK plc, this policy ensures that your entire organisation is equipped to deal with a wide range of claims and disputes, including shareholder and partner disputes, regulatory investigations and prosecutions.
At a glance
Personal liability covers the costs to you and your family if you are deemed liable for claims made against you by a third party.
Employment Practises Liability covers your business against employee claims, including discrimination.
Company legal liability protects your whole company if a claim is made against your business for negligence or ‘wrongful acts’.
Pursuit cover provides an optional layer of protection for contract dispute and debt recovery pursuit.
Tailored protection for rural businesses
Rural Protect was created in consultation with both farmers and insurance brokers amid growing concern that current products simply didn’t provide the breadth of cover needed to support the modern business owner.
Inclusive 24-hour access to law firm rradar provides information and guidance on legal and regulatory issues, from HR to cybercrime, as well as immediate assistance, crisis management, and representation.
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Testimonials
“McClarrons have demonstrated a clear and concise understanding of the rural sector. We place real value in their advice and support in looking after our insurance requirements.”
"We’ve used McClarrons for several years and have always been very impressed with their knowledge of the care and voluntary sector. As a community interest company, it’s vital we work with a broker who has a clear understanding of the voluntary sector. After a complete review of our insurances, McClarrons expanded our coverage as well as offering a saving when compared to our previous insurer. If we ever have an enquiry it is always handled professionally and turned around extremely quickly, it is great to work with a brokerage who truly practice what they preach in terms of customer service."
“We have been with McClarrons since 2008 (previously Seekings & Wardle) and have developed a strong working relationship through their understanding of our business and the risks we face. The claims team at McClarrons handle our claims professionally and effectively, taking all the hassle off our hands allowing us to get on with our job. The service received from the team at McClarrons cannot be faulted and we wouldn’t hesitate in recommending them.”
