Supporting residential property owners

As Coronavirus challenges individuals and businesses, we look at the potential changes you may want to make to your insurance portfolio and the potential pitfalls to avoid when doing so.

With COVID-19 having a huge impact on businesses across the country, we outline some of the main sources of support on offer through this challenging time.

There is one form of crime which is affecting more of us in the UK than ever before: Fraud. And it is scary to think that most small and mid-sized businesses have no insurance protection in place!

As cases of 2019-nCOV increase in the UK, how will commercial insurance policies respond to those businesses affected?

The recent Bushfires in Australia have brought Underinsurance into global news, as homeowners and businesses Down Under are realising the devastating consequences of not adequately insuring their properties.

Terrorists are continually developing their tactics, with one goal in mind – causing terror to disrupt and devastate businesses and the economy. You may think terrorism is unlikely to impact your business but according to the Federation of Small Businesses (FSB), “Smaller businesses are most vulnerable as they lack resources of larger organisations to plan for, protect and recover from the consequences of attacks.”*

Follow our guide to help ensure your rental property is protected during the winter months. Here, we provide guidance on external and internal checks, which can help protect against claims or even a resulting loss of profit.

As the winter months appear and the festive celebrations are here, we want to help you stay safe whatever you’re getting up to this bonfire night.

We are pleased to be able to welcome Nick Pay to McClarrons as our new Head of Commercial.

We've been out in the local communities to help in the aftermath of the recent flooding across Richmondshire. Here, we share some advice based on what we’ve seen over the past few weeks.

With small and medium businesses making up 99.9% of all private sector businesses in the UK*, the protection and support of such organisations is vital to our economy.

At McClarrons, we have a new and affordable health and wellbeing plan we are offering to our clients. With GP access, diagnosis and treatments as a few of the benefits, it’s a great way of both rewarding and retaining your staff.

Government figures released in April 2018 show that four in ten businesses and two in ten charities suffered a cyber breach or attack in the previous 12 months*.

Follow our 8 simple steps to ensure your property is properly protected to handle the winter months this year.

Government figures released in April 2018 show that four in ten businesses and two in ten charities suffered a cyber breach or attack in the previous 12 months*.

We put some questions to our new Trainee Account Executive and Account Handler, who have recently joined our growing commercial team at our office in Malton.

Implemented on May 20th, changes have been made to the way MOTs are carried out –impacting commercial businesses with fleet vehicles across the country.

Buildings should always be insured for the amount it would cost to rebuild them. However, 80% of commercial properties in the UK are underinsured.

As an employer, you are responsible for the health and safety of your employees whilst they are at work. It is important that you have the right level of Employers’ Liability indemnity to protect yourself and your business.

Rising costs and decreased consumer demand are not preventing people from taking the leap to set up a business.

We all make mistakes every now and again but depending on your profession, one mistake has the potential to cause you some serious issues; Professional Indemnity (PI) insurance can give you some reassurance.