Three month’s salary is a lot of money. When it’s not paying for important things like your rent, mortgage and food, it’s usually safely stored in your bank account. But as soon as that sum of money is represented in a small, very losable piece of jewellery, such as an engagement ring, suddenly it seems a lot more vulnerable.
If you’re planning on breaking the bank or at least significantly chipping into it for that one special moment on Valentine’s day, Jewellery Insurance arranged by McClarrons can make sure you’re not left out of pocket if it happens that an expensive piece of jewellery is no longer in your pocket.
A jewellery insurance policy can cover you for:
• Loss – You remove your ring when washing your hands and forget to replace it once they are dry. Even in your own home the band could be knocked off but if you leave it somewhere you can’t return such as a hotel you may not be able to recover your item.
• Theft – Along with small portable electrical equipment, intruders know to head straight for jewellery boxes for small, high priced items.
• Damage – Diamonds may be one of the hardest materials in the world but they are not immune to damage. Common household products such as hairspray or hair dye or bleach contain chemicals that can cause damage to gold. Lifting heavy items around the house can easily chip a small stone.
Keep rings, earrings, necklaces and brooches close this Valentine’s Day and for many years to come, and their protection even closer with Jewellery Insurance arranged by McClarrons.
