Retreat Centre Insurance
Edwards Insurance Brokers have been supporting retreat centres in the UK with their insurance requirements.
We understand that every retreat centre is unique and on condition that your organisation is responsible for the buildings, we will work with you to ensure that the right packaged cover meet your requirements.
Key features of Retreat Centre Insurance
Your policy will include the following sections of cover:
- Legal Liabilities for on and off-site activities in the UK
- Buildings
- Contents & Equipment
- Legal Expenses
- Equipment Breakdown
Optional covers upon request:
- Loss of Income & Extra Expenses to assist you in the event of a claim
- Professional Indemnity to cover you against any negligent advice.
- Trustees & Directors Indemnity
- All risks to items that may be taken away from your premises.
Our clients at Edwards Insurance Brokers will benefit from:
- A dedicated member of staff to manage their policy.
- Our in-house claims team to aid the process.
- The fact that we are Chartered Insurance Brokers offering the highest standards & expertise.
To arrange a quote/call back, get in touch with our friendly team on 01564 730900.
A trustee of a charity has a very important role trying to manage all areas of regulation and law. If a mistake is made due to a breach of trust, breach of duty or negligence, then a trustee can be held personally liable. Trustees Indemnity Insurance will give you a degree of reassurance and will protect the individual trustees rather than the charity itself. For that reason, Trustees Indemnity Insurance is regarded as a form of personal benefit to a trustee of a charity. Please note that Trustees Indemnity Insurance is on a claims made basis, meaning that the insurance only responds to claims first made and notified to the insurer during the period of insurance stated on the policy schedule.
If your charity employs staff, then by law you are required to have Employers’ Liability Insurance that covers all employees for a minimum of £5 million, for injury or disease contracted while carrying out their duties. You must display your Employers’ Liability Insurance certificate clearly, to show that your policy is valid.
If you own or use motor vehicles then these must be insured to include cover against third party injury and property damage, in compliance with the Road Traffic Acts. You must make sure that if employees, trustees or volunteers are using their own vehicles, that they hold sufficient insurance policies. If you own or use a minibus and it is used on a hire or reward basis, there are some special insurance requirements.
It’s always best for charities to treat any volunteers exactly the same as employees when it comes to insurance and make sure that they are covered by your Employers’ Liability or Public Liability insurance.
For events such as fetes, shows and galas, we highly recommend that you have Public Liability Insurance – this may be mandatory for certain venues and they may require you to have a specific minimum level of cover.
You may need to add what is called “treatment risks” to your policy. In addition you also may want to consider Professional Indemnity cover in case anyone sues you for breach of professional duty.
Get in touch.
Fill in the form below and a member of our team will get back to you as soon as possible.
Retreat Centre Insurance
Edwards Insurance Brokers have been supporting retreat centres in the UK with their insurance requirements.
We understand that every retreat centre is unique and on condition that your organisation is responsible for the buildings, we will work with you to ensure that the right packaged cover meet your requirements.
Key features of Retreat Centre Insurance
Your policy will include the following sections of cover:
- Legal Liabilities for on and off-site activities in the UK
- Buildings
- Contents & Equipment
- Legal Expenses
- Equipment Breakdown
Optional covers upon request:
- Loss of Income & Extra Expenses to assist you in the event of a claim
- Professional Indemnity to cover you against any negligent advice.
- Trustees & Directors Indemnity
- All risks to items that may be taken away from your premises.
Our clients at Edwards Insurance Brokers will benefit from:
- A dedicated member of staff to manage their policy.
- Our in-house claims team to aid the process.
- The fact that we are Chartered Insurance Brokers offering the highest standards & expertise.
To arrange a quote/call back, get in touch with our friendly team on 01564 730900.
Get in touch.
Fill in the form below and a member of our team will get back to you as soon as possible.
A trustee of a charity has a very important role trying to manage all areas of regulation and law. If a mistake is made due to a breach of trust, breach of duty or negligence, then a trustee can be held personally liable. Trustees Indemnity Insurance will give you a degree of reassurance and will protect the individual trustees rather than the charity itself. For that reason, Trustees Indemnity Insurance is regarded as a form of personal benefit to a trustee of a charity. Please note that Trustees Indemnity Insurance is on a claims made basis, meaning that the insurance only responds to claims first made and notified to the insurer during the period of insurance stated on the policy schedule.
If your charity employs staff, then by law you are required to have Employers’ Liability Insurance that covers all employees for a minimum of £5 million, for injury or disease contracted while carrying out their duties. You must display your Employers’ Liability Insurance certificate clearly, to show that your policy is valid.
If you own or use motor vehicles then these must be insured to include cover against third party injury and property damage, in compliance with the Road Traffic Acts. You must make sure that if employees, trustees or volunteers are using their own vehicles, that they hold sufficient insurance policies. If you own or use a minibus and it is used on a hire or reward basis, there are some special insurance requirements.
It’s always best for charities to treat any volunteers exactly the same as employees when it comes to insurance and make sure that they are covered by your Employers’ Liability or Public Liability insurance.
For events such as fetes, shows and galas, we highly recommend that you have Public Liability Insurance – this may be mandatory for certain venues and they may require you to have a specific minimum level of cover.
You may need to add what is called “treatment risks” to your policy. In addition you also may want to consider Professional Indemnity cover in case anyone sues you for breach of professional duty.