Charity Buildings and Contents cover serves to protect the structure of your property, including the fixtures and fittings and any outbuildings, along with the contents it holds.
This will protect you in the event of natural risks such as weather, storm and flood damage, along with those such as loss, accidental damage, theft and vandalism. If you have contents of a particularly high value, these can be protected with specialist cover.
Typical policy can include;
- Building, outbuildings & fixtures/fittings
- Assets held inside your property
- Specialist contents option available
Items taken away from the premises
If you need to take contents away from the premises for events such as meetings and homeworking, this feature of cover will protect your contents even when they’re not kept within the insured property.
A trustee of a charity has a very important role trying to manage all areas of regulation and law. If a mistake is made due to a breach of trust, breach of duty or negligence, then a trustee can be held personally liable. Trustees Indemnity Insurance will give you a degree of reassurance and will protect the individual trustees rather than the charity itself. For that reason, Trustees Indemnity Insurance is regarded as a form of personal benefit to a trustee of a charity. Please note that Trustees Indemnity Insurance is on a claims made basis, meaning that the insurance only responds to claims first made and notified to the insurer during the period of insurance stated on the policy schedule.
If your charity employs staff, then by law you are required to have Employers’ Liability Insurance that covers all employees for a minimum of £5 million, for injury or disease contracted while carrying out their duties. You must display your Employers’ Liability Insurance certificate clearly, to show that your policy is valid.
If you own or use motor vehicles then these must be insured to include cover against third party injury and property damage, in compliance with the Road Traffic Acts. You must make sure that if employees, trustees or volunteers are using their own vehicles, that they hold sufficient insurance policies. If you own or use a minibus and it is used on a hire or reward basis, there are some special insurance requirements.
It’s always best for charities to treat any volunteers exactly the same as employees when it comes to insurance and make sure that they are covered by your Employers’ Liability or Public Liability insurance.
For events such as fetes, shows and galas, we highly recommend that you have Public Liability Insurance – this may be mandatory for certain venues and they may require you to have a specific minimum level of cover.
To protect your charity against any losses through fraud or dishonesty from employees, you can take out Fidelity Insurance. This cover helps to rectify losses to the charity’s funds or valuables. This cover can also be made to include fraud or dishonesty from any trustees/volunteers. You should always practice good financial and personnel risk management.
Get in touch.
Fill in the form below and a member of our team will get back to you as soon as possible.
Charity Buildings and Contents cover serves to protect the structure of your property, including the fixtures and fittings and any outbuildings, along with the contents it holds.
This will protect you in the event of natural risks such as weather, storm and flood damage, along with those such as loss, accidental damage, theft and vandalism. If you have contents of a particularly high value, these can be protected with specialist cover.
Typical policy can include;
- Building, outbuildings & fixtures/fittings
- Assets held inside your property
- Specialist contents option available
Items taken away from the premises
If you need to take contents away from the premises for events such as meetings and homeworking, this feature of cover will protect your contents even when they’re not kept within the insured property.
Get in touch.
Fill in the form below and a member of our team will get back to you as soon as possible.
A trustee of a charity has a very important role trying to manage all areas of regulation and law. If a mistake is made due to a breach of trust, breach of duty or negligence, then a trustee can be held personally liable. Trustees Indemnity Insurance will give you a degree of reassurance and will protect the individual trustees rather than the charity itself. For that reason, Trustees Indemnity Insurance is regarded as a form of personal benefit to a trustee of a charity. Please note that Trustees Indemnity Insurance is on a claims made basis, meaning that the insurance only responds to claims first made and notified to the insurer during the period of insurance stated on the policy schedule.
If your charity employs staff, then by law you are required to have Employers’ Liability Insurance that covers all employees for a minimum of £5 million, for injury or disease contracted while carrying out their duties. You must display your Employers’ Liability Insurance certificate clearly, to show that your policy is valid.
If you own or use motor vehicles then these must be insured to include cover against third party injury and property damage, in compliance with the Road Traffic Acts. You must make sure that if employees, trustees or volunteers are using their own vehicles, that they hold sufficient insurance policies. If you own or use a minibus and it is used on a hire or reward basis, there are some special insurance requirements.
It’s always best for charities to treat any volunteers exactly the same as employees when it comes to insurance and make sure that they are covered by your Employers’ Liability or Public Liability insurance.
For events such as fetes, shows and galas, we highly recommend that you have Public Liability Insurance – this may be mandatory for certain venues and they may require you to have a specific minimum level of cover.
To protect your charity against any losses through fraud or dishonesty from employees, you can take out Fidelity Insurance. This cover helps to rectify losses to the charity’s funds or valuables. This cover can also be made to include fraud or dishonesty from any trustees/volunteers. You should always practice good financial and personnel risk management.