{"id":3471,"date":"2018-02-22T08:34:32","date_gmt":"2018-02-22T08:34:32","guid":{"rendered":"http:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/?p=3471"},"modified":"2018-06-18T11:39:33","modified_gmt":"2018-06-18T11:39:33","slug":"avian-influenza-risk","status":"publish","type":"post","link":"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/news\/avian-influenza-risk\/","title":{"rendered":"Avian Flu represents a major financial risk to any Poultry Business"},"content":{"rendered":"<p>As any poultry farmer will know, Avian Influenza is an infectious disease of birds, caused by the Influenza A virus.<\/p>\n<p>Birds are the main carriers of the disease, and it is particularly common in water fowl and shore birds. Domestic poultry are also particularly vulnerable, suffering high mortality rates. If infected, there is a strong chance that these birds will die, with the virus capable of epidemics among flocks.<\/p>\n<p><strong>How does it spread?<\/strong><\/p>\n<p>The disease is passed on from bird to bird by direct contact or through contaminated bodily fluids and faeces. It can also be spread by contaminated water and feed or by dirty vehicles, clothing and footwear. The most likely time for an outbreak is during migration season.<\/p>\n<p><strong>Government Compensation<\/strong><\/p>\n<p>Avian Flu is a notifiable disease and qualifies for government compensation, which stands at:<\/p>\n<ul>\n<li><strong>100% of the bird value for non-diseased birds in the culled flock<\/strong><\/li>\n<li><strong>50% of the bird value for diseased birds in the culled flock<\/strong><\/li>\n<\/ul>\n<p>No compensation is available however for any birds that die prior to the outbreak being confirmed.<\/p>\n<p>Therefore, it is a good idea to consider the insurance cover available to ensure you are prepared for a potential Avian Flu outbreak on your farm.<\/p>\n<p><strong>Traditional Mortality Insurance Cover<\/strong><\/p>\n<p>The traditional policies will pay an agreed percentage of the diseased\/culled birds&#8217; value. However, even when taking into account DEFRA compensation, farmers will be increasingly out of pocket the longer they are out of production as they will not be able to generate the income required to cover their monthly overheads and wages.<\/p>\n<p>Secondary Clean Up costs are usually included, with limits dependent on the number of birds housed. Experts estimate that clean-up costs could be up to as much as \u00a310 per bird for egg producers whose layer units are hit by Avian Influenza.<\/p>\n<p>It is clear that farmers need Avian Flu Business Interruption cover to protect them against the prospect of such severe financial losses.<\/p>\n<p><strong>The Solution<\/strong><\/p>\n<p>McClarrons can arrange a stand-alone Business Interruption Policy protecting all your specified business activities against loss of income, with an indemnity period of up to 12 months. This can include movement restriction and suppliers\u2019 and customers\u2019 premises, if required. The specified business activities can include any other farm business enterprise such as holiday cottages, B&amp;B, Farm Shops, Caravan Parks, etc. that may also be affected by Avian Influenza or be placed in a government movement restriction zone.<\/p>\n<p>We are also able to include a wide range of livestock disease risks including Newcastle Disease, Salmonella, Foot &amp; Mouth, Brucellosis and Vesicular Swine Fever, amongst others.<\/p>\n<p>Despite the recent Avian Flu outbreaks in wild birds, insurers are still providing quotations. However, these are subject to full details of the business operation with biosecurity, stock management and location being of critical importance. Insurers are monitoring the position meaning this could change should conditions with the disease in the UK deteriorate.<\/p>\n<p>If you\u2019d like to know more about the cover available through McClarrons, contact the farm team on 01653 697055 or by emailing <a href=\"mailto:farm@networkportfolio.co.uk\/mcclarroninsurance.com\">farm@networkportfolio.co.uk\/mcclarroninsurance.com<\/a>.<\/p>\n<p><img loading=\"lazy\" class=\"alignnone wp-image-3470\" src=\"http:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/wp-content\/uploads\/2018\/02\/Paul-Brook-Author-150x150.jpg\" alt=\"Paul Brook\" width=\"100\" height=\"101\" \/><\/p>\n<p><em>Author: Paul Brook, Farm Account Executive<\/em><br \/>\n<em>Tel: 07809 388118<\/em><br \/>\n<em>Email:\u00a0<a href=\"mailto:paul.brook@networkportfolio.co.uk\/mcclarroninsurance.com\">paul.brook@networkportfolio.co.uk\/mcclarroninsurance.com<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As any poultry farmer will know, Avian Influenza is an infectious disease of birds, caused by the Influenza A virus. Birds are the main carriers of the disease, and it is particularly common in water fowl and shore birds. Domestic poultry are also particularly vulnerable, suffering high mortality rates. If infected, there is a strong [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":3722,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[553,554,555,556,557,558,559],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Avian Flu represents a major financial risk to any Poultry Business<\/title>\n<meta name=\"description\" content=\"In our latest blog post, Paul Brook - Farm Account Executive at McClarrons - discusses the risk Avian Flu represents and what cover is available to help protect poultry farmers.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Avian Flu represents a major financial risk to any Poultry Business\" \/>\n<meta property=\"og:description\" content=\"In our latest blog post, Paul Brook - Farm Account Executive at McClarrons - discusses the risk Avian Flu represents and what cover is available to help protect poultry farmers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/news\/avian-influenza-risk\/\" \/>\n<meta property=\"og:site_name\" content=\"McClarrons Insurance\" \/>\n<meta property=\"article:published_time\" content=\"2018-02-22T08:34:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-06-18T11:39:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/wp-content\/uploads\/2018\/02\/Avian-Flu-blog-post1920x700.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/#website\",\"url\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/\",\"name\":\"McClarrons Insurance\",\"description\":\"McClarrons Insurance\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/news\/avian-influenza-risk\/#primaryimage\",\"inLanguage\":\"en-GB\",\"url\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/wp-content\/uploads\/2018\/02\/Avian-Flu-blog-post1920x700.jpg\",\"contentUrl\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/wp-content\/uploads\/2018\/02\/Avian-Flu-blog-post1920x700.jpg\",\"width\":1920,\"height\":700},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/news\/avian-influenza-risk\/#webpage\",\"url\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/news\/avian-influenza-risk\/\",\"name\":\"Avian Flu represents a major financial risk to any Poultry Business\",\"isPartOf\":{\"@id\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/news\/avian-influenza-risk\/#primaryimage\"},\"datePublished\":\"2018-02-22T08:34:32+00:00\",\"dateModified\":\"2018-06-18T11:39:33+00:00\",\"author\":{\"@id\":\"https:\/\/www.networkportfolio.co.uk\/mcclarroninsurance.com\/#\/schema\/person\/d8d89e678fefe9da69ea092464112dac\"},\"description\":\"In our latest blog post, Paul Brook - 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