When it comes to church boundary walls, Edwards always receives lots of\u00a0questions about what is\u00a0and isn\u2019t covered. Our claims manager Elaine\u00a0explains everything you need to know.
\nA boundary wall is any structure which\u00a0separates your property from neighbouring\u00a0properties, including\u00a0high or low walls, fences and hedges.<\/p>\n
Customers often ask\u00a0whether their boundary wall is covered under their Church Insurance policy, usually because they have found a crack in it or have noticed it is leaning. The\u00a0answer depends on the\u00a0reason for the damage.<\/p>\n
Unfortunately, there is no cover for general wear and tear or lack of maintenance. It is recommended you make sure the boundary walls are in good order throughout the year.<\/p>\n
If a vehicle hits the boundary wall, then there would be cover under the Impact peril of the policy. The make, model, colour and registration number of the vehicle would be required as well as the name of the driver and their motor insurers, so ensure you take this information down in the event of an accident.
\nThis will enable your insurers to pursue the third party motor insurers on your behalf. It is also helpful if you take photos of the vehicle and damage caused, and provide at least two estimates for repairing
\nthe wall.<\/p>\n
Here\u2019s how you can help prevent issues in your churchyard:<\/p>\n
Boundary wall structures could be made from different kinds of stone, brick, wood or something else entirely, all of which need different care. The lifespan of wooden fence panels and posts can be extended with regular staining, while excessive moisture can damage stone.<\/p>\n
While all materials will deteriorate with age, inappropriate treatments are a common reason for accelerated decay. Stone and brick are\u00a0relatively soft and porous materials. If they are repaired or filled with hard, impervious mortars, or sealed with protective coatings, moisture will be unable to evaporate, and they will deteriorate.<\/p>\n
Creeping plants and weeds can worm their way into cracks and\u00a0defects, causing them to become much worse. Common self-clinging climbers such as ivy can cause structural damage and subsidence.\u00a0 Regular weeding and gardening should keep threatening plants at bay.<\/p>\n
Though you may panic at the sight of biological growth, such as lichens, there is no need to attempt to remove them. Aggressive cleaning methods can cause the roughening of stone surfaces, which can then accelerate natural decay.<\/p>\n
The earlier you catch a crack or other problem, the easier it is likely to be to repair. There\u2019s no substitute for regularly casting an eye over your boundary walls, especially after high winds, storms, or icy frosts which can cause flaws to expand.<\/p>\n","protected":false},"excerpt":{"rendered":"
When it comes to church boundary walls, Edwards always receives lots of\u00a0questions about what is\u00a0and isn\u2019t covered. Our claims manager Elaine\u00a0explains everything you need to know. A boundary wall is any structure which\u00a0separates your property from neighbouring\u00a0properties, including\u00a0high or low walls, fences and hedges. Customers often ask\u00a0whether their boundary wall is covered under their Church […]<\/p>\n","protected":false},"author":7,"featured_media":4924,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[186,187,319,5],"tags":[78,261,320],"acf":{"related_articles":{"1_select":{"ID":5380,"post_author":"15","post_date":"2019-07-05 10:46:20","post_date_gmt":"2019-07-05 10:46:20","post_content":"Repetitive strain injury (RSI) can be caused by a variety of tasks at work, such as forceful or repetitive activity, or by poor posture.\n\nThe condition mostly affects parts of the upper body, such as the forearm, elbow, wrist, hands, shoulders and neck.\nRSI is usually associated with doing a particular activity repeatedly or for a long period of time.\nIt often occurs in people who work with computers or carry out repetitive manual work. Symptoms of RSI include tenderness, aches and pain, cramp, stiffness, weakness, tingling, numbness or swelling.\nIf you have any symptoms, it\u2019s important to get treatment quickly. The sooner treatment is started, the better the chances of recovery.\n