{"id":2979,"date":"2018-01-04T11:46:53","date_gmt":"2018-01-04T11:46:53","guid":{"rendered":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk?p=2979"},"modified":"2018-01-04T11:46:53","modified_gmt":"2018-01-04T11:46:53","slug":"what-does-a-loss-adjuster-do","status":"publish","type":"post","link":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/charity\/what-does-a-loss-adjuster-do\/","title":{"rendered":"What does a Loss Adjuster do?"},"content":{"rendered":"<p>\t\t\t\t<em><strong>If you\u2019ve ever wondered about the role of a loss adjuster in the insurance claim process, this useful guide will explain what one does and when you might need one.<\/strong><\/em><\/p>\n<ul>\n<li>\n<h6><strong>What is a loss adjuster?<\/strong><\/h6>\n<\/li>\n<\/ul>\n<p>Loss adjusters are sent out to the sites of major insurance claims, such as a fire or flood in a home or business premises.<\/p>\n<p>Their job is to investigate insurance claims on behalf of the insurer, visiting the property in order as soon as possible after a claim is logged to obtain all the necessary facts.<\/p>\n<ul>\n<li>\n<h6><strong>What are they looking for?<\/strong><\/h6>\n<\/li>\n<\/ul>\n<p>The loss adjuster is trying to determine<\/p>\n<ul>\n<li>The cause of the incident<\/li>\n<li>The value of the loss<\/li>\n<li>Whether your insurance is adequate to cover the loss<\/li>\n<li>Whether you have met the terms and conditions of your policy<\/li>\n<li>That the amount of the claim is reasonable<\/li>\n<\/ul>\n<p>They can also advise on safety and security measures to mitigate any further losses. This will all help ensure the correct settlement is paid to you.<\/p>\n<ul>\n<li>\n<h6><strong>A<\/strong><strong>re they impartial?<\/strong><\/h6>\n<\/li>\n<\/ul>\n<p>Loss adjusters work for the insurer, though industry body codes of conduct demand impartiality.<\/p>\n<p>You can also employ a private loss adjuster, or loss assessor, to act on your behalf.<\/p>\n<p>If you have Loss Recovery insurance in place as part of your commercial cover, you\u2019ll be provided with an independent insurance professional to represent you and manage your claim.<\/p>\n<ul>\n<li>\n<h6><strong>Will a loss adjuster result in a quicker settlement?<\/strong><\/h6>\n<\/li>\n<\/ul>\n<p>If you\u2019ve suffered a substantial loss, assessing your claim can be a lengthy process.<\/p>\n<p>You can speed it up by supplying receipts for any emergency repair work that was carried out following the incident, proof of ownership for lost or damaged items, and retaining any damaged items themselves.<\/p>\n<p>Do not throw anything away until the loss adjuster has visited, as it\u2019s all evidence which will support your claim.<\/p>\n<p>&nbsp;<\/p>\n<p>If you need to make an insurance claim, give us a call on <span style=\"color: #f47f2b;\">01564 730 900<\/span>, and speak to our Claims Manager Elaine,\u00a0\u00a0who\u2019ll be able to offer advice and assistance.<\/p>\n<p>We can also arrange Loss Recovery insurance with insurer Lorega.\u00a0 This provides you with access to a loss adjuster to prepare, present and negotiate\u00a0any property and business interruption\u00a0claims over \u00a35,000, on your behalf.\u00a0 \u00a0 Just give us a call on <span style=\"color: #f47f2b;\">01564 730 900<\/span> for more information.<\/p>\n<p>&nbsp;\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve ever wondered about the role of a loss adjuster in the insurance claim process, this useful guide will explain what one does and when you might need one. What is a loss adjuster? Loss adjusters are sent out to the sites of major insurance claims, such as a fire or flood in a [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":2981,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[187,190],"tags":[108,310,348,349,350],"acf":{"related_articles":null},"_links":{"self":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/posts\/2979"}],"collection":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/comments?post=2979"}],"version-history":[{"count":0,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/posts\/2979\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/media\/2981"}],"wp:attachment":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/media?parent=2979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/categories?post=2979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/tags?post=2979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}