{"id":2312,"date":"2017-02-07T11:45:16","date_gmt":"2017-02-07T11:45:16","guid":{"rendered":"http:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk?p=2312"},"modified":"2017-02-07T11:45:16","modified_gmt":"2017-02-07T11:45:16","slug":"need-insurance-broker","status":"publish","type":"post","link":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/church\/need-insurance-broker\/","title":{"rendered":"Why do you need an insurance broker?"},"content":{"rendered":"<p>\t\t\t\tIs your insurance due for renewal? Whether it&#8217;s your business, home, church or charity, here\u2019s why you should enlist the help of a broker:<\/p>\n<p>Searching for insurance can be an overwhelming \u2013 not to mention stressful \u2013 experience. Whether you\u2019re looking to insure your home, car or business, there are thousands of policies on the market, offered by a plethora of insurers all claiming to provide the best deals.<\/p>\n<p>So, what do you do? Not wanting to spend time searching around, many people purchase one of the first policies they\u2019re offered, only to realise a few months down the line that they aren\u2019t receiving value for money or worse, that they\u2019re underinsured.<\/p>\n<p>One way to avoid this happening to you is to enlist the help of an insurance broker. A broker will act as your personal adviser for insurance matters, ensuring you receive comprehensive cover for a competitive price. Here are some reasons why you should consider an insurance broker:<\/p>\n<h3><strong>They are experts in their field<\/strong><\/h3>\n<p>Whereas you might be unfamiliar with the insurance market, brokers are experts in their field with years of experience in finding clients the right deals for the right price. Not only will they match you with the most suitable policy, but they can also help you to understand the ins and outs of policy terms and conditions so you know exactly what you\u2019re covered for.<\/p>\n<h3><strong>You\u2019ll receive impartial advice <\/strong><\/h3>\n<p>If you go direct to an insurer, they are bound to claim that their policy is the best for you, regardless of whether it genuinely provides suitable coverage for your individual requirements. Brokers, on the other hand, compare policies from numerous insurance firms, so you can be sure that any advice they give you will be unbiased.<\/p>\n<h3><strong>You\u2019re guaranteed quality coverage <\/strong><\/h3>\n<p>Brokers have access to a wide range of insurers and only use reputable firms they know provide excellent service and quality insurance products.<\/p>\n<h3><strong>They\u2019ll save you time and money <\/strong><\/h3>\n<p>If you use a broker, they\u2019ll do all the hard work so you don\u2019t have to! No more time wasted scanning comparison websites or filling out seemingly-endless quote forms.<br \/>\nYou don\u2019t need to pay to use a broker\u2019s services as they are paid commission by the insurers<br \/>\nthey work for. What\u2019s more, brokers are often able to secure you exclusive insurance deals<br \/>\nthat you won\u2019t be able to find on insurers\u2019 websites.<\/p>\n<h3><strong>They take your individual requirements into account<\/strong><\/h3>\n<p>Brokers know that no two clients are the same \u2013 everyone has different insurance needs \u2013<br \/>\nso they take the time to assess your individual requirements and ensure they match you<br \/>\nwith a policy that provides adequate coverage of those requirements.<\/p>\n<p>Brokers can be particularly useful if you have any unusual requirements which often aren\u2019t<br \/>\ncovered in standard policies, such as a bespoke home build or a classic car collection.<\/p>\n<h3><strong>They\u2019re flexible<\/strong><\/h3>\n<p>How many times have you emailed an insurance company and only received a reply weeks<br \/>\nlater? How many minutes have you wasted waiting on the phone just to speak to someone<br \/>\nabout your policy?<br \/>\nBrokers are far more accessible than insurance companies. They\u2019re easy to contact and you<br \/>\ncan choose how to communicate with them. For example, you might want to arrange a face-to-<br \/>\nface meeting to discuss your insurance needs, or you might prefer a chat on the phone.<\/p>\n<p>The choice is yours.<\/p>\n<h3><strong>They\u2019re in it for the long-term<\/strong><\/h3>\n<p>It\u2019s not uncommon for communication to dwindle the moment an insurance company has<br \/>\nyou signed-up. Brokers, on the other hand, are in it for the long-term and will provide you<br \/>\nwith support whenever you need it.<\/p>\n<p>If you\u2019re ever in a situation where you need to make a claim, it can be a daunting<br \/>\nexperience. What steps do you take first? What information do you need to provide? If<br \/>\nyou\u2019ve used a broker, they\u2019ll act as your advocate and guide you through the process to help<br \/>\nget you in the position you were before the incident occurred.<\/p>\n<p>Using an insurance broker will inevitably save you time and money, ensuring your home, car<br \/>\nor business is fully-protected and for the right price.\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is your insurance due for renewal? Whether it&#8217;s your business, home, church or charity, here\u2019s why you should enlist the help of a broker: Searching for insurance can be an overwhelming \u2013 not to mention stressful \u2013 experience. Whether you\u2019re looking to insure your home, car or business, there are thousands of policies on the [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":2313,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[186,187,190],"tags":[195,38],"acf":{"related_articles":null},"_links":{"self":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/posts\/2312"}],"collection":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/comments?post=2312"}],"version-history":[{"count":0,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/posts\/2312\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/media\/2313"}],"wp:attachment":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/media?parent=2312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/categories?post=2312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/tags?post=2312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}