{"id":2544,"date":"2018-10-12T15:05:13","date_gmt":"2018-10-12T15:05:13","guid":{"rendered":"http:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/?page_id=2544"},"modified":"2019-11-27T11:16:22","modified_gmt":"2019-11-27T11:16:22","slug":"church-insurance","status":"publish","type":"page","link":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/church-insurance\/","title":{"rendered":"Church Insurance"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":2133,"parent":0,"menu_order":74,"comment_status":"closed","ping_status":"closed","template":"templates\/template-category.php","meta":[],"acf":{"why_choose_edwards_section_overrides":{"service_page_why_choose_edwards_section_intro_image":false,"service_page_why_choose_edwards_section_intro_section_text":"","service_page_why_choose_edwards_section_faqs":false},"contact_form_section_overrides":{"contact_form_section_background_image":false,"contact_form_section_intro":"","contact_form_section_form_shortcode":""},"teaser_image":{"ID":2121,"id":2121,"title":"edwards_pew_church-insurance_2","filename":"edwards_pew_church-insurance_2.jpg","filesize":123733,"url":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2.jpg","link":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/church-insurance\/attachment\/edwards_pew_church-insurance_2\/","alt":"","author":"18","description":"","caption":"","name":"edwards_pew_church-insurance_2","status":"inherit","uploaded_to":2544,"date":"2016-12-22 17:28:42","modified":"2019-01-14 09:09:47","menu_order":0,"mime_type":"image\/jpeg","type":"image","subtype":"jpeg","icon":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-includes\/images\/media\/default.png","width":1250,"height":462,"sizes":{"thumbnail":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2-480x269.jpg","thumbnail-width":480,"thumbnail-height":269,"medium":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2-768x431.jpg","medium-width":768,"medium-height":431,"medium_large":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2-768x284.jpg","medium_large-width":768,"medium_large-height":284,"large":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2-1024x462.jpg","large-width":1024,"large-height":462,"1536x1536":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2.jpg","1536x1536-width":1250,"1536x1536-height":462,"2048x2048":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2.jpg","2048x2048-width":1250,"2048x2048-height":462,"alm-thumbnail":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2.jpg","alm-thumbnail-width":150,"alm-thumbnail-height":55,"teaser":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2.jpg","teaser-width":260,"teaser-height":96}},"teaser_image_wide":false,"teaser_text":"","bg":{"overlay_colour":"#000000","overlay_opacity":"0.4"},"content":{"text":"

Church Insurance<\/span><\/p>\n

Specialist knowledge and experience, when you need it most<\/span><\/p>\n","cta_1":{"text":"Get a quote","link":"scroll-to-contact-form","page_link":null,"free_text_link":"","external_link":""},"cta_2":{"text":"","link":"none","page_link":null,"free_text_link":"","external_link":""}},"content_section_1":{"content":"

Church Insurance<\/span><\/h2>\n

Churches are more than places of worship, they are fundamental to our communities.<\/span><\/p>\n

Edwards Insurance Brokers offers an array of services, including church property insurance and church liability insurance. Churches are unique buildings that deserve to be protected, but can present an array of challenges and requirements, due to the diverse needs of these properties. Church insurance should be taken seriously, which is where our qualified team of Church Insurance specialists come in.<\/p>\n

Our strength of experience in the church insurance sector means that we are able to address specific issues and needs. At Edwards Insurance Brokers, we\u2019ve arranged insurance policies for over 2,000 churches right across the UK.<\/p>\n","image":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2016\/12\/edwards_pew_church-insurance_2.jpg"},"content_section_2":{"content":"

No matter how big or small<\/span><\/h2>\n

We\u2019ll find the most appropriate insurance for your place of worship.<\/span><\/p>\n

Our team of specialist church insurance brokers have built strong relationships with major church insurers, and have specially designed policy wording in place to provide enhanced cover at no extra cost.<\/p>\n

As our client, you will be given a dedicated account manager to handle your insurance cover and provide advice, as well as manage any claims on your behalf.<\/p>\n

Where possible, a personal visit to your place of worship will help us to recommend the optimal insurance cover. We have a wealth of knowledge and experience with church owned properties, to discuss your church\u2019s insurance needs, do not hesitate to get in touch with our team.<\/p>\n","add_cta_bar":true},"review_section":{"include_reviews":true},"faq_section":{"include_faqs":true,"faqs":[{"title":"There is a lot of metal on\/around our church, what should we be doing to prevent any theft?","content":"

The theft of metal is on the rise in the UK so any metal on or around your church needs to be protected!\u00a0 Increase your surveillance around the church \u2013 this might include:<\/p>\n

\u2013 Cutting back any trees that might screen any criminal activity and introducing a security light to increase visibility in the area.<\/p>\n

\u2013 Make sure any gates allowing access to the premises are locked when not in use and keep any\u00a0means of transporting any stolen goods e.g. wheelbarrows safely stored away from the church building.<\/p>\n

\u2013 Reduce any access to the roof of the building by keeping any ladders stored away, and if scaffolding is erected around the church that there is a 2m fence around the base to deter climbers.<\/p>\n

\u2013 You could also apply Anti-Climb Paint to drain pipes and guttering to restrict access to roof and Smartwater to invisibly mark any metal or roof tiles for forensic identification should they be stolen.\u00a0 Please note \u2013 Clear signs should be displayed for both Anti-Climb Paint and Smartwater,\u00a0signs also act as a deterrent.<\/p>\n"},{"title":"What is a DBS check and do I need one?","content":"

DBS (Disclosure and Barring Service) checks are performed by a government service to see if an individual has a criminal record \u2013 you may recall these being called CRB (Criminal Record Bureau) checks. You will need one if you intend to work (including volunteer work) with children or vulnerable adults. You should also have a written Safeguarding Policy which should be reviewed annually.\u00a0 You can find more information on DBS checks at\u00a0https:\/\/www.gov.uk\/disclosure-barring-service-check<\/a><\/p>\n"},{"title":"Our church has a lift, how often should we have it inspected to comply with legal requirements?","content":"

Any passenger lift you have must be inspected twice a year by an independent\/competent person by law in accordance with the Lifting Operations and Lifting Equipment Regulations 1998 (LOLER). This must be done in addition to your annual service\/maintenance check. We can arrange this for you.<\/p>\n"},{"title":"Where can I find information to help with our Health and Safety Assessments?","content":"

Information can be found on the following websites:<\/p>\n

http:\/\/www.spow.co.uk\/<\/a><\/p>\n

http:\/\/www.hse.gov.uk\/<\/a><\/p>\n"},{"title":"We want to hold a firework display, are we covered and what do we need to do to make sure we comply with insurers\u2019 terms?","content":"

If you plan to hold any form of firework\/bonfire display\u00a0you will need to let us know so we can discuss this with your insurers before you can go ahead.\u00a0You will need to carry out a fire risk assessment and if you plan to run the display yourself you might need to fill in a short questionnaire. If you plan to hire a contractor to run the display, you should make sure you have confirmation that they have the appropriate Public Liability insurance and that they comply with all of the appropriate relevant bodies. Call us on\u00a001564 730 900\u00a0to arrange cover for a firework display and visit\u00a0http:\/\/www.spow.co.uk\/<\/a>\u00a0for useful advice on safety during your church\u2019s activities.<\/p>\n"},{"title":"There is a gallery\/balcony in our church building, what do we need to do to make sure we comply with insurer\u2019s terms?","content":"

If you have a gallery or balcony in your church building, you must have in place a barrier that complies with building regulations (BS5395). This states that a\u00a0barrier of 800mm must be erected 530mm in front of the front fixed seating. The height of the barrier should be increased to 1100mm at the bottom of any descending stairs on the gallery\/balcony. We suggest any galleries or balconies open, should be stewarded at all times and children should only be allowed to sit on the front row when accompanied by a responsible adult.<\/p>\n"},{"title":"We are having a bouncy castle. What do we need to do?","content":"

Are you hiring the Bouncy Castle or is it your own inflatable? If you are hiring a Bouncy Castle you should always ensure that the company fully complies with the Health and Safety Executive (HSE) Guidance note PM76 \u2013 \u201cThe Safe Operation of Inflatable Bouncing Devices\u201d. You should also make sure the company employs suitably experienced and trained personnel to set up, operate and supervise the Bouncy Castle and that the company can provide evidence that they have Public Liability insurance of at least \u00a32m. The company should be a member of the PIPA scheme and their equipment should have a current PIPA certificate \u2013 you can check this at\u00a0www.pipa.org.uk<\/a>\u00a0where you will also find additional useful safety information. Any inflatables you own should also comply with the PIPA regulations and have a current PIPA certificate. The Bouncy Castle should be suitably supervised by responsible adults at all times and full risk assessments should be carried out prior to the event.<\/p>\n"},{"title":"Someone wants to hire our church building. Should they have their own insurance?","content":"

Anyone hiring your church buildings should have their own Public Liability insurance for whatever event they might be holding there. As a third party they are responsible for any damage that may be incurred to the buildings or church property. If third party hirers do not have their own insurance, you could end up having to pay an expensive liability claim on their behalf, which could impact future renewal terms and affect any no claims discounts you may have under your policy. If you do have any hirers that would like us to obtain a quote for Public Liability insurance on their behalf, please call 01564 730 900.<\/p>\n"},{"title":"We are having building work done to our church. Do we need Contract Works insurance?","content":"

Cover for Contract Works insurance can be arranged if we are advised. This covers any work you may be carrying out to your church e.g. extensions, refurbishments, conversions and the materials used to complete the work. If the church is to undergo any kind of work like this, you should contact our Church Department on 01564 730 900 to discuss whether you require an extension to your existing cover. Please note that if you have scaffolding erected on the outside of the church, theft of external metal is automatically excluded.<\/p>\n"},{"title":"We want to open up our church buildings as a night shelter. What do our insurers need to know, and what needs to be done to comply with their guidelines?","content":"

Will the night shelter be solely run by your church, or is it a \u2018Churches Together\u2019 organised event? We will need to let your insurers know some background information such as: where the guests will be sleeping, how many guests you are expecting and whether they have been assessed by an agency for known drink and drug problems. What facilities will you be providing for your guests? You will also need to let us know how many people will be supervising the shelter during the night and what kind of security precautions will be in place for their safety and provide full risk assessments.<\/p>\n"},{"title":"We run a foodbank \u2013 do we need to let insurers know, and what do we need to do in order to comply with their regulations?","content":"

Is your foodbank solely run by the church? If it\u2019s not, you may require a separate policy. You need to let us know where you\u2019ll be storing the food and what kind of food you will be keeping (is it perishable?). We will also need to know that you\u2019ve carried out the appropriate risk assessments and who is providing training for your volunteers. Let us know if your foodbank is part of the Trussell Trust charity (www.trusselltrust.org<\/a>).<\/p>\n"},{"title":"Do we have Trustees Indemnity cover?","content":"

Yes! Trustees Indemnity cover is included within your church policy wording.\u00a0 The limit of indemnity varies from insurer to insurer, so make sure to check your policy schedule.<\/p>\n"}]},"testimonials_section":{"include_testimonials":true},"contact_section":{"include_contact_forms":true},"sidebar":{"why_choose_us_element":{"image":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/01\/chrurch-1.jpg","content":"

Why choose Edwards?<\/span><\/h2>\n

We genuinely care about the organisations we are fortunate enough to call our clients, no matter how big or small. We are available 24\/7 for our clients. Throughout our history working in the industry we\u2019ve built our reputation on quality advice, and providing the highest level of service. As chartered brokers, we abide by the highest standards – time and time again.<\/p>\n"}},"category_teaser":{"image":{"ID":4893,"id":4893,"title":"edwards_pew_church-insurance_2-quality","filename":"edwards_pew_church-insurance_2-quality-1.jpg","filesize":56361,"url":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1.jpg","link":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/church-insurance\/attachment\/edwards_pew_church-insurance_2-quality\/","alt":"","author":"1","description":"\t\t\t\t\t\t","caption":"\t\t\t\t\t\t","name":"edwards_pew_church-insurance_2-quality","status":"inherit","uploaded_to":2544,"date":"2017-07-31 10:02:26","modified":"2019-11-27 11:16:22","menu_order":0,"mime_type":"image\/jpeg","type":"image","subtype":"jpeg","icon":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-includes\/images\/media\/default.png","width":1250,"height":462,"sizes":{"thumbnail":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1-480x269.jpg","thumbnail-width":480,"thumbnail-height":269,"medium":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1-768x431.jpg","medium-width":768,"medium-height":431,"medium_large":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1-768x284.jpg","medium_large-width":768,"medium_large-height":284,"large":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1-1024x462.jpg","large-width":1024,"large-height":462,"1536x1536":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1.jpg","1536x1536-width":1250,"1536x1536-height":462,"2048x2048":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1.jpg","2048x2048-width":1250,"2048x2048-height":462,"alm-thumbnail":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1.jpg","alm-thumbnail-width":150,"alm-thumbnail-height":55,"teaser":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-content\/uploads\/2017\/07\/edwards_pew_church-insurance_2-quality-1-260x96.jpg","teaser-width":260,"teaser-height":96}}}},"_links":{"self":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/pages\/2544"}],"collection":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/comments?post=2544"}],"version-history":[{"count":33,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/pages\/2544\/revisions"}],"predecessor-version":[{"id":5680,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/pages\/2544\/revisions\/5680"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/media\/2133"}],"wp:attachment":[{"href":"https:\/\/www.networkportfolio.co.uk\/edwardsinsurance.co.uk\/wp-json\/wp\/v2\/media?parent=2544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}