{"id":1258,"date":"2013-08-15T17:01:51","date_gmt":"2013-08-15T17:01:51","guid":{"rendered":"http:\/\/www.networkportfolio.co.uk\/schofieldinsurance.co.uk\/?p=1258"},"modified":"2016-01-14T17:02:08","modified_gmt":"2016-01-14T17:02:08","slug":"business-interruption-insurance-are-you-burying-your-head-in-the-sand","status":"publish","type":"post","link":"http:\/\/www.networkportfolio.co.uk\/schofieldinsurance.co.uk\/news-briefs\/business-interruption-insurance-are-you-burying-your-head-in-the-sand\/","title":{"rendered":"Business Interruption Insurance – Are you burying your head in the sand?"},"content":{"rendered":"
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FACT: 80% of businesses affected by a major incident either never re-open or close within 18 months (Source: Axa).<\/p>\n

Is your business covered if disaster strikes?<\/h4>\n

You never know what tomorrow may bring. Don’t make the mistake of burying your head in the sand and hoping for the best, because sometimes it’s the worst that happens. Talk to your broker today about the steps you can take to ensure that your business would survive in a crisis.<\/p>\n

<\/h4>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

<\/p>\n

Remember this?<\/h4>\n
    \n
  • 3,000 properties flooded in Carlisle: January 2005<\/li>\n
  • 130,000 phone lines affected by a fire in the BT tunnel in Manchester: March 2004<\/li>\n
  • Local businesses devastated by flash floods in Boscastle: August 2004<\/li>\n
  • 19 injuries and many properties affected by a tornado in Birmingham: July 2005<\/li>\n
  • Five earthquakes in the UK: March 2006.<\/li>\n<\/ul>\n

    Peace of mind with business interruption insurance<\/h4>\n

    Many businesses don’t fully understand the details of their insurance policy until it’s too late. A professional insurance broker has the knowledge and expertise to assess your business’ risks and check if your insurance policy is robust enough to allow you to continue trading following a major loss. We can arrange business interruption insurance on your behalf by simply adding it to your existing business property insurance or package policy.<\/p>\n

    Business interruption insurance will:<\/h4>\n

    Cover over the loss of income that your business suffers after a disaster while your facility is either closed or in the process of being rebuilt.<\/p>\n

    Put your business in the same financial position it would have been in if no loss had occurred in the first place.<\/p>\n

    This means you’ll be reimbursed for profits, fixed costs and operating expenses, the cost of moving to and from a temporary location and other reasonable expenses that allow your business to continue operating while your property is being repaired.<\/p>\n

    Can your business afford to be without business interruption insurance? If the answer is no, call your broker today and let the experts protect your company well into the future.<\/p>\n","protected":false},"excerpt":{"rendered":"

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