{"id":1252,"date":"2013-11-15T16:58:09","date_gmt":"2013-11-15T16:58:09","guid":{"rendered":"http:\/\/www.networkportfolio.co.uk\/schofieldinsurance.co.uk\/?p=1252"},"modified":"2016-01-14T17:01:35","modified_gmt":"2016-01-14T17:01:35","slug":"ministry-of-justice-reforms-employers-public-liability-claims","status":"publish","type":"post","link":"http:\/\/www.networkportfolio.co.uk\/schofieldinsurance.co.uk\/news-briefs\/ministry-of-justice-reforms-employers-public-liability-claims\/","title":{"rendered":"Ministry of Justice reforms (Employers & Public Liability Claims)"},"content":{"rendered":"
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As a Business\u2026What do you need to do?<\/h4>\n

Immediate action when an incident happens – regardless of a claim – is essential.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Under the new regime EL and PL claims (up to \u00a325,000) will be handled within a web-based portal process, which will be managed by Arista and our claims teams.<\/p>\n

Claimants still have three years in which to make a claim.<\/p>\n

Defendants may no longer receive the traditional claimant’s solicitor’s letter and your Insurer may learn that claims have been made against you know yourselves.<\/p>\n

Once a claim is received, the defendant policyholder (or more usually insurers on their behalf) must confirm whether liability is accepted within 30 days for EL and 40 days for PL. Previously there was a 90 day period to respond.<\/p>\n

If defendants do not respond within the deadline the claim will drop out of the portal and increased legal costs are payable.<\/p>\n

Immediate accident investigation, evidence gathering and reporting are essential to ensure that the right decision is made within the deadline.<\/p>\n

Once the liability decision has been communicated further deadlines apply to settlement negotiation and failure to comply again come with costs sanctions.<\/p>\n

What do the changes mean for policyholders?<\/h4>\n

Handling as many claims as possible within the portal will ensure that legal costs are kept to a minimum.<\/p>\n

This can only be achieved by ensuring that policyholders fully investigate every incident promptly, so your Insurers claims teams can:<\/p>\n