A holiday can be a welcome respite from the routine of the office or the doldrums of a sick bed. But, if you or one of your loved ones suffers from a pre-existing medical condition, securing quality travel cover could provide an unwelcome challenge. However, choosing to not disclose information about a pre-existing medical condition to secure a cheaper rate can be harmful as it places you at risk for the following:

• Being unable to submit a claim for any situation that occurred or is linked to that condition
• Not having the appropriate cover or no cover for any complications that may arise during treatment as a result of that condition

The best practice when looking to purchase travel cover, if you have a pre-existing medical condition, is to be open and honest with your insurer. Contact Schofield Insurance Brokers today to secure the best policy for your specific needs.